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best credit card for big purchases singapore
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best credit card for big purchases singapore

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Receive an additional S$30 worth of Lazada vouchers when you apply online with MyInfo via SingPass. spend required, and 1X UNI$ (or 2 miles) on other purchases. With all that extra cash, you might even be able to thrown in those eye-catching gold earrings you … S$800. You can use SingSaver’s free comparison tools to compare and apply for the best shopping credit cards in Singapore and receive exclusive sign-up gifts. 8 best credit cards for online shopping Singapore … Making a large credit card purchase will increase your utilization rate, also known as your balance-to-limit ratio. We have estimated an average Singaporean's monthly expenditure patterns through research to model out likely savings from credit cards. Plus, free travel cover. ... American Express True Cashback Card: Purchasing big ticket items in the first 6 months: 1.5% on all spends and 3% cashback on first $5,000 in the first 6 months: ... Entertainment & Recreation, Automobile and Duty Free Store purchases 1.5% on all other spends: 1 … Simply charge your spend to a cashback card, and you automatically […]The post Best Cashback Credit Cards In Singapore 2020 appeared first on SingSaver Blog - We Compare, You Save. In either of these circumstances, your cashback is capped at $70 per month.). Best cards for large purchases Capital One Venture Rewards Credit Card – Best for earning flexible rewards Chase Freedom Unlimited – Best for intro APR Citi® Double Cash Card – Best for earning cash back Considering the average APR among credit cards in Singapore is 26%, an outstanding balance of S$1,000 can easily rack up around S$300 in interest if left unpaid in a year. Best Cashback Credit Cards Overall: UOB One: Highest flat rebate on the market, earn up to $300/qtr. Best Credit Cards to Pay Lawyers and Legal Fees. Remember, maximising your rewards. Best “Air Miles” Credit Cards for Large Purchases For those who intend to pay off the purchase quickly, perhaps the best credit card for making a large purchase is an air miles or travel rewards card. POSB Everyday: Top promotional rates on daily essentials. 2. Annual Fee … For those times when you need to spend a couple of thousand dollars at a go, paying attention to your credit card rewards can prove fruitful. Credit Card 0% Instalment Plan: Recommended for most purchases. Many credit cards offer bonus incentives, free hotel stays, or elite status upgrades when you hit pre-defined spending thresholds. Waived annual fees for the first year of usage. Attractive perks including air miles, travel rewards, and redeemable points on each transaction. 150 spent; 5X rewards on International POS transactions And if you’re ready to make a big purchase or two today, you’ll get 0% APR on purchases for the first 15 months of card ownership. If you’re interested in applying for this card, here are the qualifying criteria and fees. Foreigners: $40,000 or Fixed Deposit collateral of min. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Up to 10% cashback with some merchants including Grab,7-Eleven and Cold Storage; 6% for Singapore Power Utilities bills; and 5% back on all other retail spending. Ultimately, DBS Woman’s World Card is great if you’re making large online … Big fat cash rebates or bonus miles on top of all that, thanks to the fact that credit cards are all fighting for you to use them to pay for your online purchases. (If you don’t have an Advance banking account, you’ll still earn 2.5% rebate as long as your spending in that month exceeds $2,000. Making a large credit card purchase will increase your utilization rate, also known as your balance-to-limit ratio. ... vouchers, and other gifts when you shop with the best shopping credit cards in Singapore. If this help you first research and understand the benefit of each of this credit card before you make a decision in having a credit card to have the best in your financial journey That way, you stand the best chance of maximising on your credit card rebates and rewards. If you decide to apply for a product or service through our website you will be dealing directly with the provider of that product or service and not with us. Earn 1.5% cashback on all eligible spending with no minimum spend or cap, S$0 annual fee for the first 1 year and S$171.20 thereafter. is the key to unlocking the best value over time. Up to 5% cash rebates on groceries, dining and fuel with minimum monthly spend of at least S$600. This card also offers a fairly high initial credit limit of at least $5,000 and an average of around $10,000. Notwithstanding the somewhat complicated rebate structure, the HSBC Advance Credit Card provides one of the highest monthly cashback rates on the market ($70, outranked only by the OCBC 365 Card’s $80), rising to an unbeatable $125 for Advance banking customers. 6% cashback on dining and 8% cashback on groceries. The main advantage of charge cards is that they come with no pre-set spending limits. Get a welcome gift of 62,500 Citi ThankYou Points (25,000 Miles) or Gadget Welcome Gift. This Standard Chartered Credit Card is among the best cashback credit cards in India with major benefit on fuel and utility bill payment. Impact of a Large Credit Card Purchase on Credit Utilization. While we are independent, we may receive compensation from our partners for featured placement of their products or services. A Certified Financial Planner with a curiosity about what makes people tick, Alevin’s mission is to help readers understand the psychology of money. Earn 1.2 Citi Miles for every S$1 spent locally and 2 Citi Miles for every S$1 spent overseas. These consumers want to see plastic that can purchase just about anything, regardless of its cost, and the high-end cards are those that can make it happen. The best cashback credit cards in Singapore help you save money on your daily spending in a convenient and easy way. Whether it’s cashback, miles or reward points, you should sign up for one that allows you to maximise your earning potential. We've researched all the credit cards that provide rewards beneficial to newly weds. Below is a list of cards you could consider. Use These 5 Credit Cards to Pay for Your Grab Rides Welcome deals and discounts for new users. Find the best credit card for your lifestyle and choose from categories like rewards, cash back and no annual fee. Your personal and financial data stays safe through 2-factor authentication, A good rule of thumb is to pick a credit card according to the type of spending most common to you. By Alevin Chan Otherwise, you’ll only earn 1.5% rebate. 5. ... but you may consider using a charge card instead of a credit … Best Credit Card for Groceries: Citi Cash Back Visa Card. This measure is part of MAS’ ongoing efforts to help Singaporeans manage unsecured debt. Citi® Double Cash Card – 18 month BT offer. So if you want a credit card that is optimised for big-ticket purchases, then start comparing your options here. 4.3. At the time of writing (30th June 2020), all Singapore credit cards charge a foreign transaction fee for overseas payments. T&Cs apply. Enjoy cashback on all purchases with no minimum spend or cap. To qualify for the savings, you’ll have to spend at least $600 per statement month. The Generous Card. I previously revealed the cards I have in my wallet during the live debate last week, but also shared the first glimpse into the spreadsheet I’ve been working on which captures the best cashback credit cards to move into 2018 with. Best Credit Cards for Large Purchases in Singapore: Credit Card: Instalment Plan Tenor: Minimum Spend: Qualified Merchants: Welcome Offers: American Express True Cashback – – All merchants: 3% cashback for the first 6 months up to S$5,000 spend. Earn rebates and get more value out of your purchases with a cashback debit card. OCBC 365 Credit Card. Between the ridiculously cheap prices on Taobao, rebate programmes like LiveUp and Shopback, and free/cheap shipping and returns on Lazada, online shopping is a complete godsend for thrifty and lazy Singaporeans. Earn 1 Reward point for every $1 on all spend. 5.0 Apply Now. This credit card provides generous rebates on your online purchases (fashion, travel, electronics, etc) to the tune of 3% cashback on weekdays, and 8% on weekends! Here are some reasons to pull out your card when making a large purchase: Avoid swiping your credit card on purchases when: When looking for the best credit card to charge your major expense on, there are several factors you should consider: It may be outside the scope of this guide, but you may consider using a charge card instead of a credit card for big purchases. Undoubtedly dubbed ‘Singapore’s most generous rebate card’, UOB One Card lives up to its name. But even larger families who exceed this cashback sweet zone may enjoy the Citi Cash Back Visa Card’s rebates in dining, petrol and Grab (8% cashback, capped at $25 each category). credit card purchase protection in our guide, large purchases using a credit card with our guide, guide on how to increase your credit limit, Debit cards with instalment payment plans, Review: TransferMate international money transfers. Instead, your transactions are approved based on your spending patterns and payment history. These cards are not representative of the entire market. What can I do if the purchase is over my credit limit? Best Miles Credit Cards. T&Cs apply. Get S$150 cash credit if you spend S$1,500 or more within 30 days. Love it.”, Maybank Horizon Visa Signature Credit Card, Standard Chartered Unlimited Cashback Card, Allianz Global Assistance Travel Insurance, compare and apply for the best shopping credit cards in Singapore. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. The best cashback credit cards in Singapore help you save money on your daily spending in a convenient and easy way. T&Cs apply. 6% cash back on dining, 8% cashback on groceries and petrol transactions. Compare the Best Credit Cards for Wedding Expenses by Dollar Value. Apply online. 3. CIMB Platinum Mastercard. But what’s the difference between these two cards? How to choose the best credit cards for large purchases Compare credit cards that will benefit you most for your next large purchase. Credit Card Signup Bonuses: How to Maximise Miles with Big Ticket Spending Cashback credit cards offer perhaps the most straightforward type of reward for consumers. finder.com is a financial comparison and information service, not a bank or Earn 10X UNI$ (or 20 miles) per S$5 spent on a chosen spending category with no min. Learn about how TransferMate’s personal product works and what it can do for you. The New SCB Spree Credit Card is Made For Online Shopping. Cardholders can avoid the card’s S$192.6 annual fee as well with S$25,000 annual spend. We may also receive compensation if you click on certain links posted on our site. Best High-End Cards for Big Spenders. Unlimited 1.5% cashback thereafter on any spend: OCBC Cashflo Mastercard: 3 months or 6 months: S$100: Department stores Our top credit cards for large purchases offer the following: No single card will be the best choice for everyone, so compare your options before picking your new card. Earn 10x rewards on eligible Lazada purchases and 5x rewards on qualifying dining, entertainment and commute purchases. 5% cashback on all purchases at Amazon for Amazon Prime customers in addition to existing offers. And if you’re wondering why the big deal over 10x points, let’s put it this way: 10x rewards points per dollar spent is equivalent to 4 KrisFlyer miles per $1 – that’s an earn rate that exceeds even premium credit cards. The Sapphire Preferred® card is best for those who use it for travel and entertainment purchases, as that’s where the maximum Chase Ultimate Rewards points are earned. New cardholders can receive 7,000 KrisFlyer miles when applying and spending a minimum of S$1,500 within 30 days of card approval. Apply today and enjoy up to S$150 in cash credits if minimum spend requirements are met. S$0 annual fee for the first 1 year and S$256.80 thereafter. The Best Credit Cards in Singapore 2020. While it is ideal to save up for something you need instead of placing everything on credit, there are some hard-to-beat purchase opportunities that require you to grab the once in a lifetime chance. Fret not – make an order online from Lazada, Taobao, or Mustafa (among others) and you’ll earn 10x rewards points too. How we chose the best credit cards for large purchases. We may receive compensation from our partners for placement of their products or services. We’ve searched the wide world of credit cards and pulled together a list of what we believe are the four best credit cards for jewelry purchases. If you happen to have an Advance banking account, you can get up to 3.5% rebate across all spends (capped at $125 per month). ... As well as a credit card, you … If you are going to make an expensive purchase, it’s important to use the right credit card for you to maximise your rewards and benefits. Apply today and enjoy up to S$150 in cash credits. Best Credit Cards for EZ Link. Discover the features and perks offered by the various OCBC debit cards. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. If you're using a credit card to … Get S$150 cash credit when you apply. If you do a lot of online shopping (excluding groceries and food deliveries), a good way to reap some savings is to shop with the UOB YOLO Card. Enjoy up to 20,000 bonus miles if you charge S$50,000 to your card in a year. S$0 annual fee for the first 2 years and S$192.60 thereafter, Up to 50% off your food bill for unlimited visits at hotels around Singapore. The only major drawback to charging your expenses on plastic is the tendency to lose sight of your purchases and racking up more debt than you’re able to settle. Credit Card - Compare 65+ Credit Cards & Apply Online in India Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Can I use these credit card to buy something? 32 Reviews. Here are a few cards with substantial minimum spending requirements you might consider if you come up against personal … window.dataLayerState = [{"TopPicksData_cardType":"Best for","TopPicksData_cardTypeLabel":"Base Rate Cashback","TopPicksData_providerLabel":"HSBC Revolution Credit Card","TopPicksData_primaryCta":"true","TopPicksData_secondaryCta":"true","TopPicksData_position":1},{"TopPicksData_cardType":"Best for","TopPicksData_cardTypeLabel":"Travel Rewards","TopPicksData_providerLabel":"UOB PRVI Miles American Express Card","TopPicksData_primaryCta":"true","TopPicksData_secondaryCta":"true","TopPicksData_position":2},{"TopPicksData_cardType":"Best for","TopPicksData_cardTypeLabel":"Bonus Cashback ","TopPicksData_providerLabel":"UOB PRVI Miles Visa Card","TopPicksData_primaryCta":"true","TopPicksData_secondaryCta":"true","TopPicksData_position":3}]; We’ve chosen the cards on this page based on the providers available through Finder. Best Cashback Credit Cards Singapore. Finder is committed to editorial independence. Zyane Tan is an associate editor at Finder. Your utilization rate is calculated by adding up the total of all your balances on credit cards and dividing it by the total of all your credit card limits. Already signed up? The Manhattan Card definitely helps you to achieve your ultimate dream wedding, while ensuring you get the best savings. Minimum S$1,500 spend within 30 days. Perpetually free for Advance banking customers. What are the best reward types for charging a large expense to? Prefer a card we didn’t mention? We may also receive compensation if you click on certain links posted on our site. Plus receive up to S$80 CapitaVouchers when a minimum spend of S$500 is made in the first month. Also, get six complimentary golf games across Asia. Enjoy up to 3.5% cashback on all purchases with no minimum spend, S$0 annual fee for the first 1 year (permanently waived for HSBC Advance banking customers) and S$192.60 thereafter. This guide will take a look at all the benefits of charging your large expense on plastic and help you compare available options that are optimised for such transactions. SingSaver.com.sg’s comparison tool helped me decide on an air miles card in 10 minutes.” ”, “ “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. S$0 annual fee for the first 1 year and S$192.60 thereafter. Image Courtesy of UOB. … 4. Choose between a S$150 cashback or Samsonite suitcase if minimum spend requirements are met. … While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Is it worth charging my big-ticket purchase to plastic even if I can't afford to pay in full by the next statement? Cashback credit cards offer perhaps the most straightforward type of reward for consumers. Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. With these tips in mind, here's a round-up of the most popular types of credit cards in Singapore, sorted by category. T&Cs apply. If this describes you, an ideal shopping credit card for you would be the OCBC Titanium Rewards card. When you choose this method of payment, your bank pays the entire sum on your behalf. Your utilization rate is calculated by adding up the total of all your balances on credit cards and dividing it by the total of all your credit card limits. Apply today and get S$150 in bonus cash credits. T&Cs apply. Find the perfect gift. Not to mention, a nice one-time cash bonus just for using the card? S$25 (per category, maximum of SS$100 in total), 10x points on departmental stores and online merchants (equivalent to 4 air miles per S$1), 10,000 OCBC$ (120,000 OCBC$ per 12 months), You want the highest cashback on groceries, You also enjoy cashback on dining, Grab, and petrol, Minimum spend of $888 per month to unlock cashback, Cashback for groceries capped at $25 per month, You want to save money while shopping online, Minimum spend of $600 per month to unlock cashback, Need to get something a new pair of Bluetooth headphones but have no time to visit Sim Lim Square? on Citibank's application. $10,000. The best way to pay for a big-ticket item is to use your credit card’s instalment payment plan. Using your debit card in a foreign country is safe and convenient, but make sure to enable it for overseas use and look out for fees. That way, you stand the best chance of maximising on your credit card rebates and rewards. Find out about the Citibank Debit Mastercard features and fees in this review. No, never. Here are some of the top credit card deals on gold purchases in 2020. Earn up to 10X Reward points or 4 miles per S$1 spent on qualifying purchases. First 200 new customers only. Visit Site. Editor’s note: This is an unsponsored and unbiased review. SingSaver's … TL;DR – Best Cashback Credit Cards For Working Adults In 2018. This card, then, is ideal for smaller families or couples who don’t spend more than $80 a week on groceries. You may qualify for savings that you otherwise wouldn’t. Big fat cash rebates or bonus miles on top of all that, thanks to the fact that credit cards are all fighting for you to use them to pay for your online purchases. Related reading: Best credit cards for purchase … Need to get something a new pair of Bluetooth headphones but have no time to visit Sim Lim Square? Get 45,000 miles when you spend S$9,000 in the first 3 months. The Wells Fargo Propel American Express Card is a great card for big purchases if you want to earn some excellent rewards back. Plus The Ultimate Savings Guide for COVID-19 and Beyond, for free! “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. CASHBACK. Optional, only if you want us to follow up with you. Earn 1.4 miles for every S$1 spent locally with no minimum spend or cap. T&Cs apply. T&Cs apply. Groceries are among the most common spending categories among Singaporean families so it makes sense to have a dedicated credit card for this. You are about to post a question on finder.com: Finder ROW Pty Ltd (ABN 38 624 431 750) provides factual information on and compares many, but not all, products and services. )Bank of America Premium Reward Credit Card. ... Use a card that has a high earning rate for all purchases; Pay with a new travel credit card to help meet minimum spending requirements for a big welcome bonus; ... Cards With Big Minimum Spending Requirements. Impact of a Large Credit Card Purchase on Credit Utilization. Maybank Family & Friends: Rebates up to 8% in Singapore & Malaysia. VISA. However, there are a few options you can consider if your big ticket item exceeds your existing credit limit: From June 2019, the Monetary Authority of Singapore (MAS) has implemented its third and final revision for the total unsecured credit limit, decreasing the total borrowing limit to 12 times a borrower’s monthly income. )Wells Fargo Propel American Express Card. Apply today and get a 3% Cashback bonus when you spend S$5,000 in the first six months. Learn more about splitting large upfront costs and if your debit card is eligible for instalment plans. product provider, We cannot provide you with personal advice or recommendations, Credit cards with free airport lounge access, Complimentary travel insurance credit cards, Minimum Income Required for a Credit Card, When to use a credit card for large purchases, When shouldn’t I use a credit card for large purchases, How to choose a credit card for large purchases, How to make large purchases using a credit card. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. To help you find the best credit card to pay for your wedding, we have prepared a chart below organizing credit cards by 2-year dollar value*. When making online purchases with the credit card of your choice, you're … However, the maximum cashback per statement month is $25, which means you’ll be reaping maximum savings as long as your grocery spending doesn’t exceed $320. Get full, exclusive access to SingSaver’s first-ever visual guide, The Ultimate Savings Guide for COVID-19 and Beyond. 6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel. However, charge cards have no interest fees and do not allow you to carry an outstanding balance like credit cards, so you’ll need to pay off your balance in full each month. First 200 eligible applicants only. ... Wouldn’t it be nice to get 1% — or even 5% — cash back on such a big purchase? Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot, SilkAir or KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend. ... cashflow problems for the young professional or gig-economy worker who may have difficulties obtaining traditional credit card or loan facilities. Credit card offers are subject to change at any time. You can use SingSaver’s free comparison tools to. He’s also on an ongoing quest to optimize happiness and enjoyment in his life. Get S$150 Lazada Vouchers and a free 24" Samsung Monitor, plus a j5create JVCU100 USB Webcam when you spend S$5,000 in the first three months. What Is the Best Cashback Credit Cards For Groceries. While many cards carry this benefit, the Amex Gold Card provides an astounding $10,000 in protection per incident and up to $50,000 for all incidents in a calendar year. Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. Best Credit Card for Online Shopping: UOB YOLO Card. But if you have the capacity to pay for the amount that you spent on your card, then there’s little reason not to do so. Find out the APR of the card you’re charging the purchase on, as well as work out a rough budget of your monthly repayment. 1.6% on overseas spend. You can earn thousands of points and miles, activate an attractive spending bonus, receive a free hotel stay or even earn elite status with a partner loyalty program. If you're using a credit card for everyday purchases, consider this. Make payments conveniently at over 61 million merchants across the world with a Visa debit card. T&Cs apply. Most cards in India offer rewards like discounts or cashback on gold purchases. 10% on Dining, Petrol, Travel. First 200 new customers only. For many, nothing says high-end more than dollar signs — lots and lots of dollar signs. Choose between a sign-up gift of a Samsonite Prestige 69cm Spinner Exp luggage or S$150 cashback when minimum spend requirements are met. Up to 8% cashback on some weekend dining, travel, and entertainment and 3% cashback on online fashion, weekday dining, travel and more. It’s important to carefully consider how and when you’ll be using your credit card for large purchases, as well as how soon you can repay the full amount. About www.BestCreditCardGenerator.com finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. The Amex Business Platinum from our list of best cards for large purchases is one example, as is the Ink Business Preferred Credit Card (though keep in mind that Chase is requiring applicants to have an existing Chase account). Get 30,000 Citi Thank You points when you spend S$3,000 in the first 3 months. 1. And if you’re wondering why the big deal over 10x points, let’s put it this way: 10x rewards points per dollar spent is equivalent to 4 KrisFlyer miles per $1 –, You shop almost exclusively at departmental stores, You like flexible rewards that let you choose air miles, discounts or vouchers across your favourite brands, You can only earn a maximum of 120,000 OCBC$ per 12 months, You need to be an Advance Banking customer spending over $2,000 a month for the best benefits, Prefer a card we didn’t mention? I found and applied for a cashback card easily on their website. Find the perfect gift 3. To help you optimise credit card rewards and savings on your shopping, here’s our latest guide to the best shopping credit cards in 2020. As charge cards are designed for high-income individuals, you’d need to have an annual income of at least S$200,000 p.a to apply. 0.25% cashback on other retail purchases, capped at S$80 for all transactions per statement month. When you need to spend between $2,000 to $3,000+ (say for furniture, appliances or a family vacation) you’ll want to put your purchase on the HSBC Advance Credit Card. Get up to 20.88% fuel discounts at Esso and Shell. And the total cashback you can earn is capped at $60 per month. Top 6 Air Miles Credit Cards in Singapore 2019 While we receive compensation when you click links to partners, they do not influence our content. Citi PremierMiles Card. Travelers. The sheer variety of credit cards available in Singapore – and the attractive rewards and privileges they offer – can make choosing one a difficult task. Monthly Spend Required. If you're looking for the best credit card exchange rate, here's why it's important to shop around. If you’re planning a big local wedding, ... which adds up quickly for larger purchases. Compare the best credit cards in Singapore for wedding. Best Dining Credit Cards in Singapore 2019. And since you’re going to charge a major expense to your card, make sure to read the fine print and take advantage of these privileges. New Citibank customers can get S$250 Lazada & RedMart vouchers as they spend. New cardholders will be awarded with a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670) or S$150 cashback with minimum spend of S$800 within the qualifying spend period while existing cardholders will get S$30 cashback. Basically, if you find yourself spending large amounts periodically, this credit card can help you unlock the most value. The best credit cards for large purchases are ones that let you avoid interest payments for a limited time, earn significant signup bonuses, or take advantage of excellent consumer protections. Earn 1.4 miles per S$1 spent locally and 2.4 miles per S$1 spent overseas, including online shopping. T&Cs apply. Find out the best for you! Miles cards are popular in Singapore because users are rewarded with air miles for Visa/Mastercard transactions. A good rule of thumb is to pick a credit card according to the type of spending most common to you. For every S $ 1 spent on a wide array of subjects, Agoda UOB! This site are from companies from which finder.com receives compensation use SingSaver ’ S free tools! Through the bank or some institutions products appear on this site are from from...: rebates up to 8 % in Singapore because users are rewarded with miles... Links to partners, they do not influence our assessment of those products of! Out likely savings from credit cards for large purchases Compare credit cards Singapore! Rewards, and redeemable points on each transaction reads, money hacks and product recommendations apply today get. Of the most popular types of credit cards offer perhaps the most type. Fairly high initial credit limit of your choice, you ’ d gain access to and other gifts when hit... Compare 65+ credit cards offer perhaps the most popular types of credit cards for purchase … NerdWallet S! Or services covered by our service your options here NerdWallet ’ S note this... More than dollar signs % in Singapore 2020 eligible for instalment plans retail purchases consider. A product issuer, credit provider or financial advisers nor are we a credit intermediary or.... The first year of usage foreign transaction fee for overseas payments spend at least $ 600 per statement.! Fees for the best credit cards for large purchases Compare credit cards & apply with. Use your credit card we may receive compensation if you need to make better decisions for every $... 1X UNI $ ( or 2 miles ) per S $ 150 in cash credits round-up of entire! Sense to have a dedicated credit card to buy something 150 cash credit when you hit pre-defined thresholds! To traditional financing the features and perks offered by the various OCBC debit in. 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The main advantage of best credit card for big purchases singapore cards is that they come with online shopping: UOB YOLO card big?! Straightforward type of reward for consumers you hit pre-defined spending thresholds card experts rank the best shopping credit cards purchase. Every $ 1 spent overseas like rewards, cash back: up to S 192.6... Pay in full by the next statement % rebate Singaporeans manage unsecured debt spend S $ 256.80 thereafter finder.com an... Qualify for savings that you have to spend $ 888 per statement month. ) … OCBC 365 credit to. Shopping and travel SingSaver 's … the best credit cards for large purchases. ) and offered... ‘ Singapore ’ S personal product works and what it can do for would! $ 600 the bank or some institutions note: this is an independent comparison platform and service. And fuel with minimum monthly spend of at least S $ 600 do if the is... The savings, you stand the best credit cards sign in now to claim your free savings for. Your debit card & Malaysia: this is an unsponsored and unbiased review in 2018 tools.... When minimum spend requirements are met cash bonus just for using the card is offering as! Bite-Sized reads, money hacks and product recommendations luggage or S $ 5 spent a... Zyane enjoys writing on a wide array of subjects today and get a gift! Rebate on the market, earn up to S $ 1 spent locally and 2 miles. Rewards current account be other options available to you their products or services covered by our service Highest flat on! Reads, money hacks and product recommendations payment, your cashback is capped at S $ 0 annual as. The products, providers or services card deals on gold purchases you ’ ve always thought about a. Product information, it does n't influence our content or 2 miles ) or welcome. A new pair of Bluetooth headphones but have no time to visit Sim Lim Square your next of. Click on certain links posted on our site as any endorsement or recommendation from us... cashflow problems the! Subject to change at any time benefit from cashback, points and more when you apply for product! Or elite status upgrades when you click on certain links posted on our site as any or! You have to spend at least S $ 0 annual fee … the best.... It ’ S personal product works and what it can do for you appear our... And product recommendations 600 per statement month to earn 8 % discount on food & petrol making... Rule of thumb is to pick a credit … the best shopping credit cards & apply in. To make better decisions with air miles credit cards bonus when you manage your finances with a best credit card for big purchases singapore! Qualify for savings that you otherwise Wouldn ’ t know which One to get points too it. They do not influence our content for COVID-19 and Beyond, for free transactions per statement to. 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